Schwabisch Hall
Schwabisch Hall group reported for fiscal year 2010 for the first time according to international accounting standards IFRS. According to preliminary data was achieved net interest income with 935 million euros to 2 million over the previous year’s figure. The strong increase in savings new business traditionally negative net Commission income increased by 23 million to minus EUR 194 million. We like to press this, because the Commission expenses of today are the income of tomorrow “, Metz said. The investment increased the administrative costs by EUR 18 million on 441 million.
Accordingly, profit before tax in the group to 34 million to 329 million euros decreased. Abroad, 7,600 employees serve 3.4 million customers. Total completed 730,000 contracts (+ 4.8 percent) in the foreign subsidiaries. The contract volume in the Slovakia, Hungary, Romania, Czech Republic and China grew 5.3 percent to 8.7 billion euros. The mediated mortgage lending increased 17.1 percent to 2.1 billion euros.
Cumulative profit before tax improved to EUR 39 million to 159 million. The subsidiaries earned 34 million euros dividend income. The dividend income and the value of our investments support our earnings and make us less dependent on market fluctuations in the domestic”, Metz said. The Bausparkasse Schwabisch Hall turns against the planned EU wide harmonisation of deposit insurance to a maximum of 100,000 euros. That disadvantage our customers,”said Metz. The protective device of the Deutsche Volks – and Raiffeisen banks protect the savings of customers unlimited? Currently, an additional backup system in the building society would Schwabisch Hall in the next ten years a burden up to 500 million euro impose. The first and quite glaring benefit is the cost disparity.You will save a small fortune when you shift your loyalty from the regular branded ED drugs to the order levitra http://icks.org/n/data/ijks/1482461222_add_file_7.pdf pill. The levitra uk icks.org tablet contains a combination of Dapoxetine and Sildenafil citrate There are various food remedies that heal male disorder such as combination of walnut and honey, mix powdered almond in warm milk, Garlic, Onion and Carrots. viagra sample india icks.org Again, the question is: what can one do to stop smoking? Quits smoking cold turkey Systematically decrease the number of cigarettes you smoke Reduce your intake of nicotine gradually over time Use nicotine replacement therapy on non-nicotine medications to reduce without symptoms Utilize nicotine support groups Try hypnosis, acupuncture or counseling using a cognitive behavioral technique. buy discount cialis The drug should not be taken by women of all age. This is neither appropriate nor economically justifiable. Who conducts serious business, is punished,”Metz said. Schwabisch Hall has more than 7,000 employees in Germany, of which 3,800 are working for the sales. To get less than 280 apprentices. Especially in the field we continue to seek qualified sales force and add immediately 100 new employees, if they meet our quality standards”, Metz said. Metz sees great potential for building society saving for the future. The number of new buildings rose after the historic low in new residential construction with 159,000 new buildings in 2009 2010 to around 180,000. For 2011, the Bausparkasse Schwabisch expects Hall to rise to 200,000 new buildings. Additional impulses emanating from the renovation market. According to industry surveys, the modernization volume is around 60 billion euros in the coming years. The savings is the most widely used form of financing for renovation with 75 percent”Metz founded the positive Outlook. The interest rate development gives additional thrust. Since the historic low interest rates rise in August 2010 again. The yield recorded an increase of more than 40 percent since then. “Who in this year the very favorable rates with help of a via ownership savings contract secures, benefit in the coming years and decades”, Metz said.